How It Works
No long application to start. The fastest path is a short call: a soft-pull review of your options, a clear picture of likely paths, and straightforward next steps if you choose to move forward.
Book a call
Choose a time on Calendly. Come as you are — there’s no application to complete before we talk. We’ll ask about your business, your goals, and your timeline.
Soft-pull review
We review your options using a soft inquiry, which won’t affect your credit score. You’ll get an honest read on which funding paths fit — and which don’t.
Choose & fund
If you decide to proceed, we finalize terms and the documents needed. Finalizing may involve a hard credit pull. Many approved businesses fund within 24–48 hours.
Soft pull vs. hard pull, in plain terms
When we first look at your options, that’s a soft inquiry — it lets us understand your situation without affecting your credit score, and you can explore freely.
A hard inquiry may come later, only if you decide to move forward with a specific offer and finalize funding. We’ll always tell you before that step. No surprises.
What we typically ask for
- A government-issued ID
- Recent business bank statements
- Basic business details (time in business, revenue)
- Additional documents may be requested during review
General guidelines that help you qualify
Meeting these minimums does not guarantee approval. Underwriting guidelines, available products, and funding sources vary, and some industries may be restricted.
Ready to see your options?
A short call is the quickest way to understand what your business may qualify for. Checking is a soft inquiry and won't affect your credit score.