Revenue-Based Financing
Funding with repayment that can move in step with your sales. A useful structure for seasonal businesses, variable revenue, or a short, focused growth push.
What it is
Revenue-based financing provides capital that’s repaid as a share of your ongoing revenue, rather than a fixed monthly amount. When sales are strong, you pay back faster; when they soften, payments can ease with them.
That flexibility makes it appealing for businesses with uneven or seasonal income — though the trade-off is that total cost and structure differ from a traditional loan. We’ll walk through the details so it’s clear before you decide.
Best for
- Seasonal businesses with predictable peaks and valleys
- Sales-driven operations (retail, e-commerce, hospitality)
- Short, focused pushes — a marketing campaign or inventory bet
- Owners who prefer repayment that tracks performance
How the funds work
- Receive capital up front for a defined purpose.
- Repay as an agreed share of revenue over time.
- Payment pace can flex with your sales cycle.
- Total cost, rate, and structure vary by offer and funding source.
Structures vary widely. We’ll explain costs and terms clearly during your review — nothing here is an offer or guarantee.
Example use cases
Illustrative scenarios — not customer records or guarantees.
Holiday inventory
An online store funds a seasonal inventory buy and repays faster through its peak-sales months.
Growth campaign
A DTC brand backs a focused ad push, with repayment that flexes alongside the revenue it drives.
Variable months
A hospitality business smooths a slow stretch with payments that ease when sales dip.
Curious whether this structure fits?
Checking your options is a soft inquiry that won’t affect your credit score. If you choose to move forward, finalizing funding may require a hard credit pull and supporting documents.
See your options — book a call
A short conversation is the fastest way to understand what your business may qualify for. Checking your options is a soft inquiry and won't affect your credit score.